Who really pays for digital finance?
Sociologist Barbara Brandl on how credit cards redistribute wealth upward, why fintech innovation is happening outside the West, and the surprising case for cash.
Interviews
‘Deep tech is back’: VC Bill Tai on riding the cycles of tech investing
The veteran venture capitalist on what makes the AI bubble different and how to spot tectonic shifts in markets.
Smart governance of AI deployments is key for securing the gains
There’s been a massive influx of investment into AI-related hardware and model development. Citi Institute’s Prag Sharma says investing in governance is also essential for driving returns.
Will everyday investors finance the energy transition?
The Climatize co-founder on filling the missing gaps in project financing and the shifting politics of green energy.
Inside Peru’s central bank digital currency
Peru’s central bank is quietly running one of the world’s most distinctive digital currency pilots. Milton Vega explains how the project treats CBDCs as a public policy experiment in inclusion.
Hong Kong’s central banker on ‘innovation with guardrails’
The chief executive of the Hong Kong Monetary Authority argues that emerging technologies like tokenization and AI can improve inclusion and efficiency if central banks play an active role.
‘How do you know what you can actually trust?’
The author and fintech strategist on why money needs government, the rise of deepfakes, and how trust could become the most valuable currency.
‘The free-flowing internet of everything’
The head of engineering at the Solana Foundation on the power of time-stamping, tokenized equities and how regulation unlocks innovation.
How will Europe’s crypto rules shape innovation?
Ripple’s VP and managing director for the UK and Europe explains how regulatory clarity can unlock competition and blockchain adoption.
Gavin Wood on what the new geopolitical order means for Web3
The technologist and blockchain pioneer behind Ethereum and Polkadot on building resilient Web3 systems in today's world.
How AI can transform Japan’s economy
An interview with Shigeru Ariizumi, vice minister for international affairs at Japan’s Financial Services Agency, on how AI can mitigate population decline and the social impact of innovation.
‘A chance to end the battle against information asymmetry’
An interview with Manu Chopra, the co-founder and CEO of Karya, on the hidden jobs created by AI, building models for thousands of Indian languages, and delivering on the promise of the internet.
An architect of MiCA on regulating crypto
The father of the European Union’s Markets in Crypto-Assets Regulation discusses making the most of a crisis, waiting for Washington and the risks of failing to innovate.
‘Make it profitable to save the world’
Mathias Wikström, founder of the Sweden-based climate fintech startup Doconomy, explores how more knowledge changes behavior and how sustainability can future-proof the banking sector.
‘We’re still in the early stages’
Superintendent Adrienne A. Harris of New York state’s financial services regulator discusses the maturation of crypto, why FTX didn’t pass muster and waiting for Congress to act.
How will capital markets run on the blockchain?
David Newns, head of Switzerland’s SIX Digital Exchange (SDX), explains how to get a blockchain-based stock exchange off the ground and what such platforms could mean for the future of markets and finance.
‘We can change course anytime we want’: The SEC’s Hester Peirce on regulating digital finance
SEC Commissioner Hester Peirce on attracting innovation, providing clear guidelines and why regulators need humility.
The view from Singapore
The general counsel at the Monetary Authority of Singapore, the central bank and financial regulator, on emerging challenges and opportunities.
‘We are in the business of change’
Rob Heyvaert, Founder and Managing Partner of Motive Partners, on a quarter-century in fintech and what to watch for in five fast-moving sectors.
The (re)invention of money
Analyst Ronit Ghose unpacks his new book, “Future Money: Fintech, AI and Web3,” a continent-hopping tour through the wild and wondrous state of financial innovation.