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Iris H-Y Chiu

Iris H-Y Chiu is Professor of Corporate Law and Financial Regulation at the Faculty of Laws, University College London. She is Director of the UCL Center of Ethics and Law and advances the public and stakeholder engagement of the Center’s agenda in relation to a wide range of issues in relation to law, regulation, governance and ethics in business and finance. She has published extensively in the areas of corporate governance and financial regulation, including “The Foundations and Anatomy of Shareholder Activism”(2010), “Investment Management and Corporate Governance” (2017), “The Legal Framework for Internal Control in Banks and Financial Institutions” (2015),“Banking Law and Regulation” (2019) and “Regulating the Crypto-economy” (2023). She is a Research Memberof the European Corporate Governance Institute and a Senior Scholar at the European Central Bank’s Legal Research Program 2020.

New activity, new risk, new rules

Applying time-worn policy frameworks to new financial technologies can lead to unexpected risks — including both under-regulation and over-regulation. By embracing practices grounded in “futurism,” authorities can better recognize when innovations call for breaking the regulatory mold.