Today’s global financial system is being challenged by new, dual-nature digital network technologies — bringing speculative frenzy alongside speed, efficiency and inclusion.
Over the next decade, tokenization, distributed ledger technology and artificial intelligence will transform the venerable architecture of finance, banking and money itself. Like similar technological transformations, this one will be accompanied by widespread fraud, manipulation and speculative booms and busts. But that won’t mean the crypto naysayers have been right all along; market chaos has accompanied many technological revolutions. However rocky the road ahead may be, it will not halt the underlying innovations from delivering broad economic and social change.
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